In Germany, every citizen has access to high-quality health care at all times. The German health care system is very well developed and has an above-average concentration of doctors, hospitals and pharmacies compared to other countries. Health insurance is the focal point of the entire health care system.
As one of the oldest welfare states, Germany also has one of the most highly effective social systems. Through social security programs, the state protects its citizens against risks such as the need for long-term care, unemployment or illness. The social security programs are based on two main principles and the five so-called branches of the social security system.
Overview German social security system
The German health insurance system consists of both public (GKV) and private health insurance (PKV). Since everyone in Germany is basically required to have general health insurance, this means that all citizens are covered by either public or private health insurance. Private health insurance is subject to special regulations that are tied to a fixed minimum income. In contrast, anyone can take out public health insurance.
The German health care system is made up of various institutions and participants. Doctor’s offices, hospitals and pharmacies constitute the most important entities.
Overview German health care system
For more than 20 years, Care Concept AG has been the specialist for international health insurance for foreigners in Germany. We offer comprehensive insurance solutions for skilled professionals, expatriates, business travelers and travelers for educational purposes.
Overview Health insurance for foreign skilled professionals in Germany